Campaign Financing

We fund

your ad spend.

— or use it for other growth.

Lines of credit sized against your top-line revenue and cash flow — not your personal assets. No personal guarantees. No equity. No restrictive covenants. Approvals in 1–3 days.

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$250K–$15M

Deal sizes

1–3 days

To approval

~10–20%

Of annual revenue

620+

Min credit

How it works

Capital that scales with your revenue — not against your name.

We work with a trusted direct lender and marketplace — they fund in-house first, with market access as backup for more options. Funding is sized against top-line revenue and cash flow, typically ~10% of annual revenue, up to 15–20% for especially clean financials. Short-term structures, typically 1–2 years. No equity, warrants, or restrictive covenants. SOC 2 Type 2 compliant.

Funding scales with revenue

Typical advance vs. ceiling for clean financials

Typical (~10%)
Clean books (up to 20%)
$2M$5M$10M$25M$50M$100M$0K$4M$8M$12M$16M

No personal guarantees

Capital against the business, not your name.

No equity or warrants

Non-dilutive. You keep 100% ownership.

No restrictive covenants

Operate freely — no operational handcuffs.

Financing structures

01

Term Loans & Lines of Credit

Flexible structures for predictable scaling or revolving operational liquidity.

02

Cash Flow Financing

Fast, non-dilutive capital optimized against your natural cash cycles.

03

Sub Debt

Junior capital sitting behind a senior lender or bank facility.

Who we fund

Lower middle to middle market. US only.

  • $2M – $100M+ in annual revenue
  • 2+ years of operational history (no startups or pre-revenue)
  • 620+ credit
  • Industry-agnostic — US only

Strong in

ConstructionManufacturingWholesale / DistributionTransportation (Last-Mile)HealthcareRestaurantsRetailTechnologyE-Commerce

Deal sizing in practice

Sub Debt$5M revenue · Clean statements
$500K – $1M
Bridge Loan$10M revenue · Average financial health
~$1M
Acquisition Financing$3M revenue · Very clean books / low debt
$450K – $600K

Speed to fund

Application to funded in days.

Day 0

Application

Submit signed app + docs

Day 1–2

Underwriting

We size against revenue & cash flow

Day 1–3

Approval

Terms delivered

Days later

Funded

Capital in your account

Use of funds

Working Capital

Sustaining day-to-day operations and ongoing business cycles. Including ad spend, creative production, and media — the growth lever we fund directly.

Strategic Growth Leverage

Expansion, inventory, equipment, and facilities.

Structural Bridge Opportunities

Cash flow management, contract fulfillment, capital gaps.

Where the capital goes

Typical allocation across use cases

Working CapitalFunded
59%
Strategic Growth
23%
Structural Bridge
18%

What we need to underwrite

  • →Signed NBC application
  • →Last year of business tax returns
  • →Last year of completed financials (P&L, AR, AP, balance sheet)
  • →YTD financials
  • →6 months of bank statements
  • →Business debt schedule
  • Ready to scale?

    Let's size your
    line of credit.

    Start the conversation

    OceanBridge Media Group

    OBM engineers unified media systems across TV, CTV, Digital, and Performance channels — aligning demand creation and demand capture into one accountable growth engine.

    Headquarters

    520 Broadway, Suite 200
    Santa Monica, CA 90401
    USA

    Offices

    Los AngelesDallasLas VegasBoston

    At OBM, success is measured by what we build.Significance is measured by who we lift along the way. Let's go!

    © 2026 OceanBridge Media Group, Inc.

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